Money

Can You Really Retire in Thailand On $500 Per Month?

Retiring in Thailand is something I have been planning for ever since I can remember. From my first visit to Bangkok in 1973, to my last trip to Khon Kaen 3 months ago, I constantly think and plan for my retirement in the Land of Smiles.

Are Free Grants Really Free?

The short answer to this simple but fantastic question is that yes, free grants do in fact come at no cost to the recipient. That does not mean that there are no strings attached but we will talk about that later. First we need to get the basic concepts down first so that you can understand why the government is willing to hand out these monetary offerings to it’s citizens.

How does the government make its money? That’s right taxes. Taxes on property and income are the maj…

Do You Have A Plan For Sticking To Your Budget?

So you’ve made your budget and it looks good on paper. Great! Now it is time to implement it. But are you ready to follow the budget you’ve developed? Here are some helpful tips to keep you on track with your budget.

1. Determine why you made a budget. There is a reason you have put time into developing your budget, now you need to put into writing what your goals are. Do you want to be debt free, live on one income, or save for retirement? Make this into your personal or…

Residual Income Can Be Your Key To Wealth

Are you standing at the door to wealth but can’t seem to find the right key?

There are many keys on the key ring that can unlock the door to wealth, but you have to know which ones they are and how to use them correctly.

In this article I’ll focus on the “residual income” key that many have discovered can be used to enter the inner sanctums of the wealthy.

But before I go too far, I should probably define what I mean by “residual income,” (also called passive or recu…

Avoiding Get Rich Quick Scams Avoiding Get Rich Quick Scams Get Rich Quick Scams

Please be careful, there are many online scams that are simply out to part you and your hard earned cash. I should know as I have reviewed a great many of them.

When you decide to build a career online (or just want some extra cash) and if you are anything like me there are a couple of things you will probably try :

Creating Surplus Cash For Savings and Investments

Living below your means is more a matter of self-discipline. A few adjustments here and there could be all it takes to have the necessary funds available for saving and investing.

7 Steps to Preventing Identity Theft

In the course of the day, you do many activities that put your personal information at risk – from writing a check at the store to charging merchandise in person or over the phone. You may not think twice about these transactions, but others might.

Why Financial Investors Should Know Their History

If you want to be successful with your financial investing, it is important to know your history. Studying the stories of past investors can teach you important financial principles. Principles do not change. A principle is a basic truth, law or perception and knowing and understanding the principles of financial investing can save you a lot of stress and help you protect your investments.

If you invest your money, odds are good that you know who Steve Forbes is and you…

Thinking Like An Investor

Most entrepreneurs do not think of investors as people. Instead, they think of investors as money – a fatal error.

Private investing is not like picking a stock on NASDAQ. Private investing is personal. Investors have goals, preferences, fears, and problems, just like entrepreneurs. When cut, they bleed. When things go wrong, they worry. So, the relationship you build with investors is essential to obtaining money from them.

In the most simple terms, investors can be pu…

Are You Having Sleepless Nights Because Of Your Finances?

You’ve worked hard all day and come home at night, only to discover that you can’t get comfortable in your own bed. You toss and you turn for well over three hours. As 3a.m. approaches, you finally go to sleep but the alarm sounds all too quickly at 6 a.m. It’s time for you to go to work. Day two comes and you’re off again to the usual rat race. You repeat the same pattern once you get home. Later that night you lay in bed, thinking how you’re going to pay all of these bills….

Debt Relief Promises May Really Be Offering Bankruptcy

Can I really repair my credit? You can, if you have patience and persistence and watch out for the scam artists.

All About Personal Accounting

If you have a checking account, of course you balance it periodically to account for any differences between what’s in your statement and what you wrote down for checks and deposits.

6 Startling Reasons Why Your 401(k) May Be Your Riskiest Investment

Contrary to what is taught in popular financial media, 401(k)s and other qualified retirement plans are one of the riskiest investments for most people. Increase your wealth by learning 15 secrets that the media and conventional retirement planners don’t want you to know.

Steps To Avoiding Impulse Spending

Avoiding Impulse Spending

7 Tips To Increase Your Credit Score

Having a high credit score can mean the difference of thousands of dollars of saved interest expense compared to others with a lower score. For example, if you improve credit score results from the credit bureaus, just a few points that increase your credit score can make huge difference in the interest rate you will pay for a home purchase. It pays to increase your credit score!

Steps To Secrets That Ensure Financial Profits

The following article includes pertinent information that may cause you to reconsider what you thought you understood. The most important thing is to study with an open mind and be willing to revise your understanding if necessary.

This interesting article addresses some of the key issues regarding Futures trading. A careful reading of this material could make a big difference in how you think about futures markets and trading them.

How a strategic money management pl…

6 Credit Card Secrets Banks dont tell you

Six Big secrets of credit cards, banks dont want you to know about. Find out, how you can save money…a lots of money 🙂

Cash Advance – Comparing Online Lenders

When you’re searching for a cash advance, comparing online lenders is important. It’s not difficult if you know what qualities are most desirable. Remember that applying online for your cash advance is only part of the process. You must also be approved and, in order to be approved, you’ve got to make sure there is in place a clearly defined repayment procedure. Here are some helpful when comparing online cash advance lenders.

Spend some time on each online lender’s websit…

Check That Pre-Approved Credit Card Offer

Chances are you’ve received “pre-approved” credit card offers in the mail. Examine the fine print carefully before you accept any offer for a credit or charge card.

A Fresh Mindset On Retirement Income

If you are like most people in the ‘over 50’ or Baby Boomer crowd, you are rightfully concerned about having saved enough to provide enough income in your retirement years. That income will be needed to allow you and your spouse to relax and enjoy your well earned retirement years. Like me, you have probably dreamed of the time when you would have more control over your lifestyle and not have to put up with jobs or people you do not care for just to make ends meet.

No, we …

3 Types Of Debt Help Available Online – Consolidation Loans, Debt Management And Debt Settlement

When it comes to consolidating debt, the internet offers three very good options. When you want to choose between a consolidation loan, debt management, or debt settlement, it is important to have an understanding of each one so you can choose the option that is best for your needs. Many people confuse these three services, but each one brings unique aspects to the job of helping consumers pay off their debts.

Debt Consolidation Loan

A consolidation loan takes all of yo…

Are You Living Beyond Your Means?

How easy is it to get into debt these days? Too easy. But how can you tell how much debt is too much and what can you do about it? Well if you’ve got money problems, here’s the answer. Just take the simple test to see if you’ve got a debt problem and then read the answer for what to do about it.

What Are Bad Credit Personal Loans?

Bad Credit Personal Loans have not only been designed to provide consumers with a personal loan despite their bad credit issues but these loans can also help you to get your credit back in good standing.

Top 5 Tips To Make The Most Of Your Credit Card

Credit cards offer a high level of security and flexibility to customers, and this is why so many people use their credit cards for day to day purchases as well as for special purchases.

Accounts Receivable Financing, Tax Write Off And What Does It Cost?

Banks won’t lend money to a business seeking to acquire larger contracts because its not viewed as an asset. So if you are a small start up company, funding for expansion may be hard to obtain. Accounts Receivable Financing could be the key to funding for a start up with desires to bid on large Government (or Corporate) contracts.

So what is Accounts Receivable Financing? It is the selling of your accounts receivable invoices for cash versus waiting 30-60 or 90 days to be …

9 Places You Can Save Money For Your Family

Most families are spending more and more money every year (and not just because the cost of living rose) while also saving less and less. One reason is that few household managers spend much time reviewing expenses and expenditures to find ways they can save money. However almost every family has places where costs can be cut and pennies can be pinched — and if those freed up funds are then used to pay down debt and save for the future it could have a dramatic impact on thei…

Retirement Calculator: How Much Will It Cost You to Retire?

Retirement Calculator: How Much Will It Cost You to Retire?

Take Control of Gas Prices

Does your money seem to evaporate with every trip to the gas station? You can add miles to every gallon you pump simply by maintaining your vehicle and practicing fuel-saving driving habits.

Always Compare Prices

If you are anything like me, you have to abide by a strict budget in order to see all of your bills taken care of each month. Most months there aren’t extra dollars laying around to be spent freely on anything you want. Sure, you might splurge on an occasional coffee or two, but for the most part the money you earn goes right to keeping you living each month. I have discovered a small but significant way to help curb my expenses and allow for a small amount of ‘fun money’ eac…

Why It Pays To Be Stingy

There are other ways to boost our retirement account other than cutting your expense by a few dollars a day. But first, you have to understand the importance of boosting just one percentage of your return. 1% does not seem much. After all, if you have saved a dollar a day, after the first year, your savings would have grown larger by $ 3.65. So, why bother, right? Wrong.

Credit Cards For Christmas Joy

Sometimes I think that they should not be called credit cards. I think that more appropriate nomenclature would be convenience cards or lifestyle cards. Because credit cards do tend to have a lifestyle altering effect.

Without doubt credit cards come in handy at times when you have to suddenly expend above average money. That is where a common application of credit cards is in the form of Christmas shopping. When you are trying to spread that holiday cheer, it sure helps w…

Who Needs to Protect Their Assets?

America has often been referred to as a litigious society, meaning that we are prone to engaging in lawsuits for even the most frivolous of offenses. Because of this, it is important to stay vigilant about protecting your assets.

Do You Have Financial Phobia?

More and more people are suffering from a fear of personal finance, which can have a devastating effect on their lives. What is financial phobia, and what causes it?

Financial Mistakes To Learn From

In this day and age, there really shouldn’t be any reason to make certain financial mistakes. Do a search of the internet and you will find that there are thousands of articles out there that warn you of the pitfalls of certain choices. Advice for living a financially stable life is everywhere. What are you waiting for?

Learn to Bargain

Most people get a little shy when it comes to bargaining for a good price on something. Those that are good at it get great deals on everything and save tons of money in the process.

An Interview With Nicolas Darvas 1975 – world famous dancer, author and self-taught investor

The only interview with Nicolas Darvas in the World

Are Free Grants Really Free?

The short answer to this simple but fantastic question is that yes, free grants do in fact come at no cost to the recipient. That does not mean that there are no strings attached but we will talk about that later. First we need to get the basic concepts down first so that you can understand why the government is willing to hand out these monetary offerings to it’s citizens.

How does the government make its money? That’s right taxes. Taxes on property and income are the maj…

Why You Should Care At All About Choosing A Bank And What To Watch Out For…

Choosing a bank is not rocket science but some common sense and a nice handy list of questions will save you some major headaches down the road by choosing a bank now that will meet your needs later.

Action Plan: How to power down your debt NOW

It will take you on average between 25 to 30 years to pay off your credit card at the minimal amount. This will not do.

Your Options in Car Financing

There are so many car financing options available how do you know which one is right for you? Read on to obtain information about all of the different options available and how to determine which one will provide you with the best benefits.

Your Stop Loss Is Critical When Day Trading Futures

Your stop loss is critical when day trading futures. How you use it could be crucial to your trading future. Stop loss orders are great insurance policies that cost you nothing and can save you a fortune unless you use them as your normal trade exit.

10 Quick Tips To Save Money

Money, according to a classical definition, is what money does. And truth, as they say, is like a rubber band. Stretch it and it can do wonders. So if we can really make money in order to do whatever we want, there is nothing like that.

You Can Fix Your Bad Or Poor Credit

Tips on how to get started now.

You will not be able to build good credit overnight. It will take discipline and persistence on your part to change your credit for the better. After you have fixed and improved your credit rating in the eyes of lenders, you will notice more opportunities offered to you to borrow money at more desireable terms than when your credit was bad. Just because you have bad credit does not mean that you can not borrow money or get a loan, it just me…

Your Debts and Debt Collectors

You are responsible for your debts. If you fall behind in paying your creditors, or if an error is made on your account, you may be contacted by a “debt collector.” A debt collector is any person, other than the creditor, who regularly collects debts owed to others, including lawyers who collect debts on a regular basis. You have the right to be treated fairly by debt collectors.

Get Money for Yourself from Purchase Protection Insurance

Little do many credit card holders know that they can actually get money for themselves if they are able to avail on purchase protection insurance? The mentioned insurance is offered by credit card companies to their card holders. Most often than not, the insurance is offered for free or you may need to pay a little amount to be able to avail. The insurance will then entitle you for a refund in case the certain item you have purchased using credit card will be lost, damaged or was stolen.

Get Money for Accidents and Malpractices

Americans have this notion that they can get money for the accident that they have met or out from a person’s negligence. This is actually true. Every person has the right to receive a just compensation for the damage that he has acquired due to a product’s malfunction or defect and also from a certain person’s carelessness.

Get Money for Dealing with Legal Matters

Legal matters require a company to get money for such undertaking. Legal matters are issues that a company needs to face once in a while. Lawsuits from customers, agents and from other enterprises are a matter that is almost inevitable for a company. Furthermore, having to deal with legal matters pains the company much in the sense that lawsuits these days are very expensive. In addition to that, lawsuits also bring the company in a bad light due to the negative exposure. It is a basic rule on entrepreneurship that lawsuits should be avoided if possible.

Get Money for the Company through Intellectual Property

To be able to get money for the company, it is a must to secure the business’ intellectual property. Intellectual property allows the company an exclusive right and ownership towards creative, original ideas and concepts that proves to be useful and advantageous on entrepreneurship.

Get Money for Your Invention – Hire a Patent Lawyer

You can get money for your invention in no time if you are able to find a patent lawyer to work for you. The patent lawyer will be responsible for the sales of your invention and make it a hit in the market. The lawyer will essentially determine how well your invention fare so having a good one is necessary. Also, the lawyer must be reliable and can be trusted.

Get Money for Yourself through Patent of the Invention

An inventor can get money for himself out of the patent of his invention. There are two kinds of patent an inventor can choose from: provision or non-provisional patent.

Get Money For – How a Disabled Person Can Get Money for Himself

A disabled can absolutely get money for himself through the insurance company. The Social Security Disability insurance allows a disabled person become eligible to the said claim. Although, there are applications that are denied however it does not follow that all applications will be denied. Below are important tips on how to have a SSDI claim approved.

Raise Capital | Steps on How to Motivate your Audience to Gain More Sales

During presentation and any other related activities, it is not easy to get the attraction of audience When you are going to present a speech or deliver your report make sure that your lines or thought that you deliver can attract the ears of the audience so that they will listen. If you want your business to have more sales so that you can raise capital for more equity then follow the following steps.

Raise Capital – The Advantages Brought by the Social Media

The social media like Facebook and Twitter are regarded to bring forth positive results to business. It is also a good way to raise capital. You may then ask why and how?

Raise Capital | Using WordPress in Your Blog

Using WordPress in your blog exposes your business to even greater doors of endless opportunities thereby giving you a way to raise capital for expansion there are six of top widgets that are the hottest today and decide which one will best serve your purpose.

Capital Venture Capital | How to be a Blogger

How would you like to stay at home and at the same time earn a living and save enough to set aside for a capital venture capital? The answer is simple; get you involved in online blogging. To be a professional blogger and to make your writing effectively, you must know what you want as well as determine your strengths. Know the things that you can write passionately about and determine if there is a market for it.

Raise Capital | Boost Up Your Sales Through Solid Copywriting

Every businessman’s goal is to increase their sales and earn enough either to raise capital for an expansion or a new venture. In this very competitive business world it is not as easy as you think it is but if you have the right techniques, strategies and the determination then what you aim for is achievable.

Raise Capital | How to Earn Money from Your Blog

You can earn money from your blog and save enough to be able to raise capital. You can make your blog profitable by following these simple steps.

Raise Capital | WordPress Trends

A WordPress blog is very useful when you want to elevate your business to greater heights and can even help you raise capital. It helps gather new clients as well as to get hold of the old and loyal ones. There is a wide range of choices of determining what is to be done with your blog. However one should keep in mind that it should be something that would be beneficial as you are just starting your own business.

Angel Investor Groups

Angel investor groups are acquiring better acknowledgment as primary patrons in early-stage industry, attaining eminent rankings in industry-related annual surveys of private equity investment firms for entrepreneurs.

Getting Grants For Start Up Financing

The best part about grants is that you never have to pay them back. Keep in mind that grants are generally awarded to nonprofit organizations or education institutions, not businesses like clothing design stores or other for-profit businesses. Grants usually only cover part of the startup costs, so keep this in mind as you look into the top six grants to start up a business.

Steps to Getting Small Business Financing: The Top 6 Mistakes

The odds that a small business starting today will still be operating five years from now are less than 20%. This can be very discouraging, but to fit within the successful percentage, you must avoid the top six mistakes of getting small business financing…

Tips for Using Retirement Funds to Inject Capital into Your Business

Money from a well designed retirement plan can be used to finance business start-up costs, purchase an existing business or even purchase a franchise. For the process to work, you must roll over funds from your existing retirement plan into a new plan for yourself and the new employees of your company. When done in accordance with the Internal Revenue Code, participants will be permitted to invest in…

Steps to Get Small Business Loans, SBA-Backed Loans, and Micro loans

Micro loans range from between $5,000 to $35,000, money that is to be used for any business purposes. There may be slightly different criteria between different lenders, but here are six general tips for getting small business loans, SBA-backed loans, and micro loans…

Steps to Giving Stake in Your Company – How To Get an Angel Investor

The role of angel investors today is quite critical if you are starting your own business. These small-scale personal investors need to be approached in a certain way if you are to get an angel investor interested in your business…

Sectors Venture Capitalists are Still Investing In

Big pay days are remaining elusive for now, but investors in the beginning stages are still putting their money out there. Venture capitalists take a company public or sell them to other companies and reap the financial rewards. Despite the anemic demand for IPOs, there are six sectors that ventures capitalists are still investing in…

Steps to maximize the cash flow of your business

Starting your own business during these rough economic waters means you need to make every penny count. Maximizing your cash flow can mean the difference between being in business and not being in business. Cash flow is…

Little known scholarship resources for going back to school as an adult

If you are seeking a Bachelor’s degree or a Master’s degree, you may find that you will have to pay $20,000 and $15,000 respectively. School is not cheap. But there are sources that can help. Take a look…

Steps to Raise Capital for an Existing Business

Sometimes, the answer to your money woes may not seem so obvious. When this is the case, you may want to try one or several of these methods for raising capital for your existing business.

Steps to Raise Capital for a Start Up

One truth about our society is that you need money to make money. With this in mind, you are probably looking for some fresh ideas that will help you raise capital for your start up business. Here are 5 ideas that you may find helpful.

10 Steps to Economic and Educational Success: Facing Reality versus the Fairness Myth

Here’s what the country faces: The confusion of do gooding and fairness with achievement and success. What ails the US economy and its education system is the constant desire to rationalize the idea of equal outcome. By the nature of being human, you will always have a pecking order. Some will succeed more than others. […]

Online Trading Sent Via Blackberry by AT&T

For those involved in the financial sector, the ability to perform online trading sent via a Blackberry by AT&T provides an opportunity to stay ahead of the game in terms of investment management on the go. For those new to wireless trading, the follow tips to online trading sent via Blackberry by AT&T are intended to…

Steps to Raise Capital for a Start Up

Most businesses start with primary funding supplied by the business owner, although many still need additional capital to get through the first two years or so, until the business starts to make a profit. The following ways to raise capital for a start up should help give a potential new business owner…

7 Steps to Raise Capital for an Existing Business

When looking for ways to raise capital for an existing business, there are more options than businesses in the start up phase because there is a proven track record of profitability and money management. The following 7 ways to raise capital for an existing business should help provide some ideas for where to begin.

Steps to financial planning on a part-time job or gig job

As jobs continue to become a commodity, many people will be forced to survive in this tough climate of stagflation and cutthroat competition with only part-time jobs or even gig jobs (jobs that are temporary with no work in between). If you find that you are in this category, you may find the following tips helpful as you…

Why Having A Budget Is The First Step To Getting Out Of Debt

Many people constantly complain about being in debt, but when you ask: do you have a budget, do you know how much you owe, or when you suggest they cut back on expenses they look at you as if you are speaking a foreign language, or they just plain out refuse. I am always amazed at this; how can you ever get out of debt if you don’t change your mindset and if you aren’t willing to work hard and make sacrifices? There is no quick fix or cure-all to get out of debt. It takes a l…

Why You Should Get Started With Mini Forex Trading

If you are new to the world to currency trading and aren’t ready for a full time Forex trading account find out why you should get started with a Mini Forex Trading account. With just a couple of hundred dollars you can set up a Mini Forex Trading account and enjoy many of the same privileges that a full account enjoys.

A normal Forex account requires you to put a minimum of $2500 into the account and for many that’s far more than they have to play with or want to play wit…

Your Very Own All-in-one Bank Account

Opening that first bank account is really something else. Few things can compare to the thrill of getting that first passbook. Many of you will agree that it probably marked your independence as well as opened your eyes to financial freedom. Most often, people are in the habit of opening bank accounts in those banks which have been doing business with their parents for years.

No worries there, if they are satisfied with the services of their choice of financial institutio…

The top 5 most profitable collectibles of 2010

The following is a list of the five most profitable collectibles of all time per Antiques magazine, a survey conducted by auction site E-bay, and amazon.com. Take a look.

Steps to convincing angel investors to invest in your business

Given the tough competition out there are many other business owners are vying for angel funds also, you need a game plan. The following are excellent steps to take when convincing an angel investor to invest in your company.

Steps to negotiating better loan terms

Getting a loan these days is tough. But many business owners need a cash injection in their operations to stay afloat. Despite the difficulties of securing a loan or even being able to convince a lender to give you a loan, you can still obtain funding by using some well though out strategies. Take a look.

Mortgage? – Why Use An Amortization Calculator

An amortization calculator is a tool that you have the ability to take full advantage of for your mortgage purchase. This free tool to use will allow you to determine just what will happen when you sign on the dotted line and get the mortgage for your home. This tool allows you to see what your monthly mortgage payment will be and to determine if one lender is better for you than another.

Without A Penny This Weekend? Get Bad Credit Payday Loans

If your lavish spending habits have acquired you a bad credit, get rid of it immediately. Opt for bad credit payday loans and get a solution to your financial crunch. Read the article and find out what bad credit payday loans have special for those who have an adverse credit history.

Steps to Select the Best Foreign Investment Bank

There several criteria are on how to select the best foreign investment banks. Many industry experts, will always have an idea if the best way to select the best foreign investment banks sometimes this can be in a series of used a series of complex standards involving the size of the bank, the geographical

Steps to Determine the Value of Your Collectibles

The collectible industry is small, but profitable. Collectibles include rare antiques, and coins, comics, stamps, and antique furniture. To determine collectibles value depends on the the following five ways described here below.

Steps to the Best Brokerages in the USA

If you want to find a brokerage that you can rely on in these rough financial times, then the following are your best bet for any return on your money.

Steps to seeking angel capital

Venture capitalists will not touch any business that does not yield at least $19 million and have growth rates of 25% over a three year stretch. So what is a small business owner to do? Turn to angel capital or angel investors.

Angel capital is an equity arrangement where you are

What do donors look for when determining which organizations receive their money and which ones do not?

n the next few paragraphs, we are going to highlight some of the things that people look for, above all else, when they are contemplating giving money to someone. These considerations should be paramount when you are going about the challenging task of setting up an organization that will attract the kinds of donors that you need and want as you press ahead with advancing your cause.

What skills do you need to be an investment banker?

Not everyone is cut out for life as a business owner; however, such people may still have an entrepreneurial bent and may want to test the waters in a tough, challenging field that brings out the best in them. With that in mind, here is an article directed to investment banking – a field of endeavor that is much-maligned but that is a profession that serves the value social utility of directing money to companies to great ideas that help all of us in the end.

What are the key skills for financial planners working with business owners?

In an earlier article, we examined what you should look for in a financial planner; now is a good time to look at what skills a financial planner should have if he or she hopes to serve adequately in what can be a very demanding profession. In this instance, some skills you might not consider as being important are

Can You Still Grocery Shop On A Budget?

When you go grocery shopping, do you find yourself coming home with more than you went out for, a receipt a mile long, and the wallet a little lighter? While it’s not necessary to be the Martha Stewart of shopping, there are some things you can do to reduce the time and money you spend at the grocery store.

1) Plan your menu a month ahead. Stick with nutritional meals with lots of grains and vegetables—theses can be found for relatively inexpensive prices.

2) Be specifi…

Preparing For The Unexpected – Unemployment

While many people don’t like to talk about it unemployment is something very real that has the potential to be very damaging for the ill prepared. Due to poor planning and denial, many people once unemployed find themselves in a severe financial struggle. Credit card companies are calling them at home, at their old offices, and in some cases contacting them via mail and e-mail. So not only are they being stalked by creditors they are also, more than likely, getting calls of r…

Credit Card Purchase Protection Insurance

Most credit card companies provide purchase protection insurance for free, as an included benefit of owning their particular credit card. As competition among credit card companies is so fierce, creditors are attempting many different strategies in order to gain and retain loyal customers. Purchase protection insurance is one of the benefits a credit card company may offer that their leading competitor does not- in an effort to gain new customers and keep customers from “goin…

8 Danger Signals to foretell you are on the debt road

Debt consolidation is a major concern throughout the world. There are many things that one needs to watch for to avoid this malady and this stands true for all types of people. The article will try to highlight a few danger signals which can foretell that you are on the debt road – so you can recognize them and straighten things out.

15 Ways Average Person Can Overcome Increasing And Overwhelming Debt

Before sharing these recommendations, I suggest that you have a way of tracking your expenses. This will give you a clear picture of what you spend daily, weekly and/or monthly and aid you in reducing expenses where needed.

1) Accept the fact you are in debt and forgive yourself. If you are in denial, you are more likely to repeat the pattern.

2) Reduce monthly expenditures. For example, once the price of gas increased, our monthly gas costs went from roughly $200 to …

3 Simples Ways To Avoid Bankruptcy

In this debt-ridden society, many people are in severe financial difficulties. While bankruptcy is the last step in a long road of financial pressures for many, others opt for this solution too early, sometimes without considering suitable bankruptcy alternatives.

2 Types Of Graduate Loans

Normally, graduate students pay for tuition fee more than undergraduate. Therefore, the main purpose of graduate loans is to help fund their education. There are two venues in which graduate students can obtain graduate loans: the government and private entities, (who provide alternative graduate loans). Each of these is discussed in more detail below.

1. Government Graduate Loans
This type of loan is the same as undergraduate loan. The only difference is name. Like unde…

Steps to the Best Investment Banks in the World (for your business)

If you want to seek the guidance of an investment bank there are different criteria that you need to look at. These factors include the amount and size of business deals for both small and large firms, the market share of the investment bank, the type of service and advise provided, the capacity to help structure a business, ability to maneuver different market conditions, the

Cash For Structured Settlements – The Smart Way

For most people when they buy a house it is considered their life’s largest deal. In some cases of structured settlements the compensation and financial considerations for a persons life duration and the total present value of the settlement can reach few millions of dollars. Therefore it is strongly advised to use professional services like annuity consultant and a lawyer specialized in this field in order for you to avoid painful costly mistakes. Here are some tips:

– Th…

Choosing A High Interest Savings Account

There’s more to a choosing a savings account than simply comparing basic interest rates. Different account features can suit different situations, and choosing the wrong account could be costly.

10 Steps To Save Your Retirement

Many of the brightest and hardest-working marketing and advertising people in the country are obsessed with getting you to spend money and, if necessary, to go into debt to do so. Absolutely all the media that reach you every day are designed to get you to spend money. In order to save money in this environment, you will need determination to withstand the constant pressures to spend now.

What is it that separates those who are successful from those who are not?

Success…

6 Questions to Ask When Choosing a Home Equity Loan

So you need some money for unexpected expenses. The roof took on a leak, the deck rotted through and a new family addition tightened living space.

6 Credit Card Secrets Banks Don’t Tell You

Six Big secrets of credit cards, banks dont want you to know about. Find out, how you can save money…a lots of money 🙂

5 Tips For Successful Trading

It is the focus of this article to give you direction on what areas to focus your efforts into in order to improve and trade successfully.

Learn How You can Make Gains from Using the Forex trading Grid Technique

You can learn how to make money trading the no stop, hedged Forex trading system by having a buy and a sell active at each grid trading level. A mathematical calculation is shown of the basic 100% retracement formation.

Steps to Obtain Funding from an Investment Bank

Are you in need of funding? Have you ever considered an investment bank versus a traditional bank? if so, you are not alone. The small Business Association has noted that nearly 45% of small business owners are now turning to invesntment banks as a source of funding. And with good reason. Investment banks do a lot more than

Entrepreneurial Leverage™: The Secret Factor That Underlies All Achievement, Wealth and Fortune

There is a formula to amassing great wealth that can be learned and put into action immediately. Throughout the ages to the present, the greatest minds and the greatest wealth builders have used a secret factor called Entrepreneurial Leverage. Leverage is: less is more. Leverage can also be defined as

What sort of protocols should you have in place for non-profit funding initiatives?

Non-profit funding is a very important matter to any organization that is less interested in turning a profit than in securing a public good. However, there is always a right and a wrong way of doing things and non-profit funding is no different. Below are three considerations that must always be

What steps or considerations should you bear in mind when considering the use of leveraging as part of your business investments?

When you leverage your money, you must realize that you are amplifying the risks that you assume as an investor; you are borrowing more to invest more on the grounds that doing so will lead to greater gain in the future. However, there are plenty of dangers to following this course and that is why

What skills should a business look for in an investment broker with whom it is considering doing business?

When looking at investing, any person who is interested in making your money work for you needs the right investment banker. Clearly, this is a very technical area of expertise and what we want to do is to outline some basic characteristics that an investor can spot when looking to do business with an investment […]

How do I select the right financial planner or advisor for me?

Since it’s unavoidable, selecting a financial planner is critical to long-tem success. Given that, below are three items that a business entrepreneur should bear in mind when looking for the financial planner or advisor that is right for them. Just as in life as a whole, if you want success, it never hurts to surround yourself with the right people.

Entrepreneurial Leverage: The Mega Millionaire’s Secret to Making Lots of Money

Why are Mega Millionaires Buffett, Gates, Jobs, Welch, Lynch, Trump, Oprah, Branson at the top of the moneymaking and wealth lists year after year in a very competitive world?

The Answer: Like Rockefeller, Vanderbilt, Edison, Ford, Carnegie, and numerous others like Moses, Christ, Mohammed, Buddha, Lao Tse and Confucius, today’s Mega Millionaires all use a similar approach to achievement and success called Entrepreneurial Leverage.

A Million Bucks In Scholarships – I’m Not Kidding!

The costs of a college education continue to escalate. The desire of students to pay for college with scholarships will challenge some of them to use the power of the internet to win one million dollars in scholarship awards.

A Frugal Lifestyle

The word “frugality” has left a more negative connotation for most people than simply being a saver, a cheapskate or tightwad. There is a thin line difference to saving and too much frugality to the point of being awkward and ridiculous. This is where the negative connotation comes from.

But if you are guided with the right principles and reasons in deciding to live a frugal life, you would never go wrong.

If you have decided to live frugally, no need to be worried of i…

10 Steps To Save Your Retirement

Many of the brightest and hardest-working marketing and advertising people in the country are obsessed with getting you to spend money and, if necessary, to go into debt to do so. Absolutely all the media that reach you every day are designed to get you to spend money. In order to save money in this environment, you will need determination to withstand the constant pressures to spend now.

What is it that separates those who are successful from those who are not?

Success…

Applying For A Government Grant

A quick search of the online grant searches will quickly demonstrate to you how much grant money is truly available to the American public. You can find grants for virtually every type of business, field of study, or artistic endeavor.

5 Advantages Of Long Term Trading

Both short term and long term trading can be effective trading strategies, however, long term trading has several significant advantages. These include the effect of compounding, the opportunity to earn from dividends, reduction of the impact of price fluctuations, the ability to make corrections in a more timely manner, less time spent monitoring stocks.

1. Compounding

Time can be investor’s best friend because it gives compounding time to work its magic. Compounding i…

7 Quick Cash Fixes To Recover From A Money Emergency

When you are desperate to raise emergency funds, it usually doesn’t take very long for you to realize who really cares about you, who is truly a friend … be they family or not.

Here are a few emergency budgeting tips:

Budgeting Tip #1: The first thing you want to do is prioritize to get back on track very quickly. If that means letting your credit card bill go for a bit, so be it. As soon as you realize that you have a money emergency, contact your credit card issue…

Cash Payday Advances – Today’s Answer To A Cash Shortage

There was a time when cash payday advances were difficult to obtain. You had to go to a “cash payday store” and fill out a lot of paperwork and then you had to write a post dated check for your following payday so the stor…

Charity car donation – steps to take

If you would like to help people who are less fortunate than you and you don’t know which are the possibilities to do so, or if you intend to buy a new can and don’t know yet what to do with your old one, then car donation might be the perfect solution.

Capital And Its Reward

Finance, in the sense in which it will be used in this article, means the machinery of money dealing.

Car Financing: Which is Better: Buying or Leasing?

Purchasing a new car is always an exciting time in life; however, it can also be confusing and time confusing, especially with so many different types of financing options available. Should you purchase your next vehicle outright or would it be better to lease it?

Car Insurance For Teens – Is There A Cheaper Route?

There are remarkable increase both in Teenager Car Insurance Policy and Claims. Normally the premium for teenager car insurance is very high when compared to people over 25 years. However, some insurance companies are considerate towards teenagers and offer cheap insurance polices.

Business Credit Cards Versus Business Lines of Credit

Nothing quite matches the convenience of business credit cards. When you are looking for a good alternative to cash, checks, and personal credit cards, it is probably a business credit card you want. With credit-when-you-need-it convenience, savings and discounts on purchases, and extremely helpful reporting facilities, business credit cards can be a good tool in your financial management tool kit.

Cash Gifting: Which Cash Gifting Program is Right for You?

Cash gifting is a wonderful way to help others as well as to induce benefit into your own life. To give is good.

Church Fundraisers Are The Oldest Type Of Fundraising Events

Church fundraisers can be a lot of fun.

Checking Accounts For Couples

It was not very long ago that when a couple were married their finances became merged and everything was as one

Can You Predict Your Cash Flow?

If you provide terms for your products or services to your customers, it can be a challenge to predict how your cash flow will be from day to day. You are actually providing financing for your customers. I hope you understand that is what takes place, you are being the bank.

Terms are a necessity in today’s business environment and to land some accounts, it is an absolute. Even though the agreed upon terms are 30 to 60 days or more, it does not always come in on time, howe…

Business Credit Cards Essential for Home Based Businesses

Those who run home-based businesses belong to one of the most dynamic segments of the working world. Technology has revolutionized the way people work and we are witnessing probably the largest sociological shift in generations. If you are a home-based business owner you are part of that revolution.

4 Benefits of Long Term Trading vs Short Term Trading

Both short term trading and long term trading can be effective trading strategies, however, long term trading has several significant advantages.

3 Legitimate Reasons For Getting An Immediate Product Refund

So now that you’ve finally decided to purchase that product and can’t wait to try it out, you have to find out that it does anything else but what you’ve expected. Don’t worry, you still have a chance to get your money back with the following tips for getting an immediate product refund.

1. False advertising

“Get 10.000 hits to your website in 24 hours”. Such tempting promises might sure make you wanna flip out your credit card immediately. But when you apply the method…

Private Venture Capital for Small Business Startups

The idea of starting your very own business can be exciting, but the cost of getting it started can prevent you from being able to follow your dream. Too many new businesses fail and therefore traditional lenders are very careful who they give money to. Even if you approach them with a quality business plan, expertise in the necessary areas of operating it, and a commitment to make the business work they could turn you away.

Managing the Income Portfolio

You don’t have to be a professional Investment Manager to professionally manage your investment portfolio, but you do need to have a long term plan and know something about Asset Allocation… a portfolio organization tool that is often misunderstood and almost always improperly used within the financial community. Remember, your unhappiness is Wall Street’s most coveted asset. Don’t humor them.

Cashflow Problems: How To Get Your Money

One of the most common problems that affects businesses is that their customers owe them money. When you’ve done the work but people are being slow to pay you, you can get behind with bills and be short of money to invest in your business. This is, understandably, an annoying situation — you’re being chased for debts that other people refuse to pay. There are, though, a few ways to improve your customers’ payment speed.

Remember You’re a Credit Provider.

When you do wo…

What’s Really Driving Your Portfolio Performance?

Many investors tend to focus on selecting the right stock to buy and choosing the perfect time to buy and sell. But some experts say these factors are a sure-fire way to damage portfolio performance.

A College Student’s Financial Success key

To be financially successful, may mean making sure by the time you graduate from college, you are not in debt or worse off than you started.

How to buy a used car

Purchasing a used car does not have to be a gamble. If you use your head when shopping for a new car the chances of getting a good car are much better then your odds of winning in a casino, but the problem is many people look at it like Roulette. They place down their money and hope for a winner, when they should be looking at buying a used car as a poker game. In poker you have to believe you are going to win or you lay down your cards and walk away, and that is the best advice for buying a car. If you think the car is not the best you can get or that the seller is not telling you something, leave and find another one.

6 Simple Steps To Avoiding Expensive Car Repairs

Quite often, a visit to the car repair shop can be even more painful than a visit to your dentist. Perhaps physical pain it’s involved, but some car repairs can leave your wallet feeling pretty empty and you with a bad taste in your mouth. The best way to avoid costly repairs is to take preventative steps that will keep your car in the best condition possible.

Automotive Sales Leads – How To Caputure And Generate Leads From Your Own Website

How To Convert The 96.7% Automotive Leads That Leave Your Website Unaccounted For.

Angel Investor Groups

Angel investor groups are acquiring better acknowledgment as primary patrons in early-stage industry, attaining eminent rankings in industry-related annual surveys of private equity investment firms for entrepreneurs.

“Online Credit Card Usage” – Convenience At Its Best

Commerce and technology, combined as a one package – this is what online credit cards are. With the advent of internet, the knowledge and communication barriers were broken. Also, with internet, came the concept of e-shops or virtual shops that existed only on the internet. You could shop at these shops by making use of their online credit card payment-acceptance ability. Once the online credit card payments were verified and approved, the goods got delivered to your door. Th…

“Bad Credit” Credit Cards: How You Can Avoid High Fees

Individuals with problematic credit histories often suffer unfairly from high mortgage, insurance, and car loan rates. On top of that, they have difficulty getting approved for credit cards. The whole situation can get extremely frustrating. Frequently, I get emails from consumers wondering what they can do to rebuild their credit. The first thing I tell them is to get a credit card designed for people with bad credit. The second thing I tell them is written in bold: READ THE…

Should you borrow money from family members when starting up a small business?

Banks can be miserable operations: they often charge exorbitant fees; they can be difficult to deal with; and they can be the last places you may want to go in search of a business loan. However, there is one thing worse than borrowing money from a bank – and that is borrowing money from a family member. Here are three reasons why you should avoid taking money from family members.

Steps to pick bonds with higher yields and invest well

The recent Exchange Traded Funds (ETF) popularity has made it easier to purchase any stocks, bonds or commodities, which the Wall Street has to offer. As far as purchasing the bonds, you will find that these investment instruments provide a very good source of secured income, but restrict the available cash of any investor. The following are the steps by which you can learn how to pick bonds with higher yields”:

Steps to Picking Top Selling Stocks

Everyone wants to see more growth from their funds. To do so, you need to find an investment vehicle with high growth potential. Many advisors have found that the best way to grow your money is to invest in stocks. But, it is difficult to invest when you do not anything about investing in stocks and you may be scared of losing your money. In order to answer the question “How to pick top selling stocks”, you can follow the following steps below for picking up the top selling stocks.

Steps to set forth an Initial Public Offering and increase your profit

An initial public offering, or IPO, is the first sale of a corporation’s common shares to the investors on a public stock exchange. The main purpose of an IPO is to increase the capital for the corporation. While IPOs are effective at increasing the capital, your firm is also listed on the stock exchange and subject to heavy regulatory compliance and reporting requirements.

Steps to trading on the FOREX: step by step guidance

Trading in the FOREX is a highly risky endeavor.. Due to the limited information available and volatility, despite having a small amount of money you can have big gains as well as big losses. In addition to this there is financial friction too, as you are paying the fees in the form of a spread. Therefore, question on how to trade on the Forex should be avoided if you do not want to take any risk, since these can be achieved only by high and sophisticated investors. But, you can trade on the FOREX if you can follow the simple steps mentioned below:

Steps to purchasing commodities in commodities market

The stock market is highly volatile. The fluctuation during the trading is hour is quite common. It’s not uncommon for prices to wildly fluctuate in general also. This is the main reason for which you should understand how to purchase commodities in commodities market. The brokerage firms have certain requirements when it comes to buying commodities. Following are the steps you can take to start purchase commodities:

Steps to Determine the Effect of Inflation on Your Salary and Control Your Expenses

Inflation is an increase of the average level of prices over time, usually measured annually. Currently, the rate of inflation for 2008-2009 was 3.5% and for 2009-2010 the rate was 3.2%. Although inflation happens slowly, its rate can increase at any time and tends to be disastrous for the economy. Recently, some economists argue that the real rate of inflation is now at 10%. In general, when the rate of inflation grows, higher salary increases is the end result. At the same time, the cost of living increases as well.

Steps to Determine the Currencies Exchange Rate and Its Calculation

If you are into international travel or foreign business, you should be familiar with the currencies exchange rate. How to determine the currencies exchange rate? For this you should know the value of the dollars and currency of the country you will be visiting. You can follow the simple steps listed below:

Steps to determine the right mixes of securities for your portfolio

How to determine the right mix of securities for your portfolio? This question has haunted many people who want to pick good investments. To put a portfolio of securities together is just like a wardrobe where the components are the outfits. In similar fashion, building an investment portfolio is the same pattern. To build the right mix of securities for your portfolio following steps can be followed:

Steps to determine if oil is a good investment for your portfolio

The question of whether or not oil is a good additional investment for your portfolio has been in many in the minds of many investors and the general public for quite some time. And if your portfolio needs diversification, considering the energy sector may be the way to go. Investment in the energy sector recently has been recommended by professional financiers and financial planners as a safe alternative.

Steps to determine if gold is a good investment

With the price of gold climbing daily, it is very good to purchase gold and invest in it. So, how to determine if gold is worth purchasing?

Step 1 Determine the karats

Steps to determine if gas is a good investment

There are many reasons you might consider oil and gas investments. There are many benefits that make this sort of investment look very attractive. Here are six reasons to consider when you might consider whether to invest in oil and gas is a good idea.

Step 1 Easy to understand and research.

Steps to Managing Loans and Debt in an Organization

Acquiring business loans to start, sustain or expand a company’s operations involves the risk of getting into another spiraling debt trap. First are debts that are as a result of non-payment of dues or obligations. Sometimes businesses may opt to acquire goods or services on loans or borrow money to run its operations. If these goods are not settled promptly, they can lead to business debts.

Steps to Finding Loan Sources to Get Your Business Up and Running

Determining the type of loan you need and the amounts of financing you qualify for is no easy task. Your FICO score may not be at the magic number of 680, which is needed for most loans. There are different types of business loans to assess that may help you get up and running.

Steps to Determine the Required Monies to Keep Your Business Afloat

You have taken the first step to start a business or you may be at the helm of a major organization and are planning for the next fiscal year. Like many other business owners and organization financial managers, you are charged with the daunting task of determining how much business credit is needed to keep the company afloat for the next year given the profits earned to date.

Steps to Collecting Coins From All over the Globe

Coin collecting is one of the most interesting and gratifying hobbies that you do and could even have earnings if planned properly. Here’s how.

Steps to Retirement Planning

You may be among those people who may be anxious or who haven’t started a retirement plan because of the many fund choices or the inadequate amount of savings. These qualms are usual, but should not keep them in your dreams. Rather work towards productive retirement plans by sensible wisdom and prudent thinking. Here’s how.

Steps to Management Success – Step 121: Get Credit Before You Need It

STEP ONE HUNDRED TWENTY-ONE

Get Credit Before You Need It

It’s only a matter of time before your business will need money. Perhaps you will need to cover operating costs during a temporary slump. Perhaps you are bursting at the seams from a rapid growth spurt. Or perhaps you have decided to invest in a new computer network or expand your manufacturing capability. New and not always predictable reasons for needing to borrow cash will inevitably occur—but smart owners and managers should not wait till the last minute to explore financing options.

Steps to Obtaining Non-Profit Funding to Enhance Your Small Business

Money has always been an important factor in doing anything in life, whether it is education, entertainment or business. As financial restraints hinder much of the globe, financial assistance is greatly needed to meet many of the population’s basic requirements. In such a case, even if they take loans, they do not have the capability of repaying it.

Ten Financial Steps to Live By

Have you ever stopped to examine where your financial life is heading? Many of us have no idea where we are financially. Most of us know, I am convinced, that although we are all human and will make mistakes, experience is a nasty teacher. We know that we are in debt, have bills to pay, and many times don’t have money left over at the end of the month. But when asked what is their net worth, many honestly couldn’t answer because we would rather avoid thinking about something that has gone out of control.

Patrick Henry – Hard-Earned Steps To Freedom We are Giving Up

Give Me Liberty Or Give Me Death

Patrick Henry, March 23, 1775.

No man thinks more highly than I do of the patriotism, as well as abilities, of the very worthy gentlemen who have just addressed the House. But different men often see the same subject in different lights; and, therefore, I hope it will not be thought disrespectful to those gentlemen if, entertaining as I do opinions of a character very opposite to theirs, I shall speak forth my sentiments freely and without reserve.

Steps to Understanding Financial Advisors: The Saviors of Your Business

For any business, financial management is a key factor.

Step 1 Determine your needs

Especially when talking about small business, where the assets are already tight, one does need some advisor who can calculate the proper expenditure on any project that is to be done. If the finances are handled properly and invested at right areas, one definitely would require services of a financial advisor.

Steps to using philanthropy in promoting Small Business

Philanthropy is the attempt or tendency to enhance the living standards of humankind by charitable aid or donations. It may have various aspects. Some consider it to be aid given in the form of money, some by food, a few by working for free at some place. Thus, anything done voluntarily for the benefit of the other human being is considered philanthropy; it does not necessarily have to be money. For small businesses this approach can be really helpful.

Steps to raise capital for a small business

Small businesses are usually low at budget, and so they require money to stay in business. One thing is for sure that every thing you do to improve your business would require money and so raising capital is the best option.

Steps to understanding the need for a financial planner: the key to a progressive Small Business

Starting up a small business is a task that needs long time of thinking, deciding, planning and expertise in order to utilize your investments properly. If one is done with that the second stage is calculating the amount of money which one needs to start up a small business. There are many options though in starting a small business but whatever option is selected it does require proper planning.

The Real Price You Are Paying For The Manipulated Recovery – Part 2

We left off in part 1 of this article with my outlining what the government has done so far with your money in this manipulated recovery.

What is the result of all of this? A manipulated artificial recovery at an enormous price:

The Real Price You Are Paying For The Manipulated Recovery – Part 1

Think of your own finances or those of a small business you may open. If you lose money personally, it means you have less money in your pocket. If you lose money in your business, you have less money to run your business.

In your smaller, less significant world, you have to find a way to make up for having less money.

Personally, you either make more money from your job or from some investment after tax to make up for your loss. Or, you borrow the money from someone or some company, most often to pay it back – unless it’s a long lost generous uncle. Or, you inherit the money.

Steps to get a small business loan

If you have a great idea and you’re looking to start a business, odds are you’ll need a little working capital. Because of this, you’re going to probably need a small business loan to get started.

Step 1 Increase your odds

A good way to increase your chances of getting this loan is to be prepared with the right information when you go to the bank.

Steps to getting a microloan

If you need a small loan to start your business you may want to consider a Microloan. Here’s how.

Step 1 Understand microloans
It is a relatively new concept and despite what some business owners may be saying, microloans of $500 to $50,000 are available through a variety of government programs, as well as nonprofit and private sources.

Do you overspend each month? Then, let’s stop that bad habit!

Every dollar you overspend each month can be saved for your future goals/dreams. Below are some detailed steps to stop your unhealthy repetitive behavior of overspending.

Save Money! Get Rid of Your Credit Card Debt.

Do you have credit cards? Your credit card debt is most likely affecting your ability to save money. So, let’s start saving money by getting rid of all that debt. We’ll show you how.

Don’t Know How to Start Saving Money? Then, Read This Article!

Did you ever feel you just weren’t able to save money; and didn’t know where to start? We’ll show you some small steps you can take to start saving some money right away. Taking these small steps should show you a difference within a month. Ultimately, it can lead you to bigger savings in the future. See below for instructions.

Do You Have a Dream You Want to Achieve? Then, Start Mapping Out Your Money Goals!

Setting your money goals will help ensure that you will achieve them. A detailed, step-by-step plan will guarantee your achievement of your money goals.

So what are some benefits of mapping out your money goals?

Steps To Becoming An Informed and Happy Collector

I have heard many of my friends to say that an informed collector is a happy collector. In most of their cases it translated they actually invested in their collectibles – and did really well. For instance if you had been collection rare coins last 5 years and pretty good at that – I bet anything your interest is higher than investing in stocks.

Seven Steps to Attract Your Millionaire Angel Investor

Angels, if you’re not familiar with the term, are investors that do far more than give you money. They typically invest their own funds contrary to venture capitalists – usually in exchange for convertible debt or ownership equity. It has been claimed that angel investments account in total for almost as much money invested annually […]

How to Get on the Right Retirement Path in 2010 Part 1

5 Steps to Get Yourself on the Right Retirement Path When You Are 25 The stock market meltdown and recession shattered most Americans’ image of an idyllic retirement. The non-profit Employee Benefit Research Institute released this month a survey with stunning results. What do you think about this – talking about shaky savings habits evident […]

Steps To Spend Less To Make More

Here’s my view of the world:

Market forces are stronger than any government. Throughout history, governments cheapen currencies.
Markets go up, sideways and down. The more they manipulate markets, the more you pay the consequences.

Most politicians do not understand economics and money. Many politicians are promoters – some con men. Few politicians and few people have your best interest in mind.

Steps To Create Wealth and Avoid Massive Economic Pain

Massive Economic Pain = Structural Change in the world economy

Get onto the Fast Track to Wealth

What if you woke up one morning and, suddenly, your commute to work was full of detours. No matter which roads you took, you could not get back onto the road you normally took to work.

Steps to Your Cramdown Strategy for Financial Staying Power

More from the front lines. Many of the liquid players are watching for opportunities. Follow these 9 Steps the Wealthy (individuals and companies alike) are taking to tighten up and get their finances organized: Step 1. Survival First Step 2. Maximize Your Cash Position Step 3. Manage Your Credit tightly Step 4. Reduce debt Step […]

Steps to Save America from Becoming an Instant Gratification Economy

The biggest problem facing America today is political and financial instant gratification and manipulation. Politicians and financial institutions continue to lower standards and appeal to human greed and lust. The end result is a vastly weakened American political and economic foundation. The Good News for America: Historically, when Americans understand the true war at hand […]

Divorce Your Home and Significant Other – American Style

According to the Wall Street Journal, more and more people are walking away from their homes and renting even better ones down the block for less.

The stigma of divorce used to be a large stigma. But, with women’s lib, mobility, the media and even abortion, divorce has become acceptable.

Now, we are facing the threat of another stigma – nonpayment of debts – becoming less and less a deterrent.

The Folly of the So-Called Real Estate Recovery

There will be no true recovery of the housing market until:

Step 1. People realize a home is not an asset. An asset generates income whether you work or not. A home does not create current income.
Step 2. Home prices adjust to an equivalent historical rent level. The house price to rent ratios are still adjusting.

Steps to Keep Kicking the Can Down the Road

Avoid the full pain today for more pain down the road:

1. Keep borrowing from China.
2. Print money.
3. Bail out unsuccessful companies for votes.

Steps to Killing Entrepreneurship and America

The politicians have forgotten who they represent and are destroying America by the following steps:


  1. 1. Crackpot economics – No sound business would ever exist running up huge amounts of debt and deficits.

Steps to the Art of Leverage: turn a little into a lot – maybe

For anyone that wants to recover and stay ahead in these volatile times, you have to develop and hone constantly a leverage mindset.

Many people associate the term leverage with financial leverage or borrowing money. Here are the simple steps to leverage:


Roger Due

Investing in Your Destiny® & Coaching Program - Wealth Building Summit Dallas, Texas

My name is Roger Due and I am from Albuquerque, New Mexico and I am the owner of the Monsano software company. This has been an absolutely fantastic conference. This is the best I have ever been to.