Post Tagged with: "Money"

Can You Really Retire in Thailand On $500 Per Month?

Retiring in Thailand is something I have been planning for ever since I can remember. From my first visit to Bangkok in 1973, to my last trip to Khon Kaen 3 months ago, I constantly think and plan for my retirement in the Land of Smiles.

Creating Surplus Cash For Savings and Investments

Living below your means is more a matter of self-discipline. A few adjustments here and there could be all it takes to have the necessary funds available for saving and investing.

Thinking Like An Investor

Most entrepreneurs do not think of investors as people. Instead, they think of investors as money – a fatal error.

Private investing is not like picking a stock on NASDAQ. Private investing is personal. Investors have goals, preferences, fears, and problems, just like entrepreneurs. When cut, they bleed. When things go wrong, they worry. So, the relationship you build with investors is essential to obtaining money from them.

In the most simple terms, investors can be pu…

Are You Having Sleepless Nights Because Of Your Finances?

You’ve worked hard all day and come home at night, only to discover that you can’t get comfortable in your own bed. You toss and you turn for well over three hours. As 3a.m. approaches, you finally go to sleep but the alarm sounds all too quickly at 6 a.m. It’s time for you to go to work. Day two comes and you’re off again to the usual rat race. You repeat the same pattern once you get home. Later that night you lay in bed, thinking how you’re going to pay all of these bills….

Steps To Avoiding Impulse Spending

Avoiding Impulse Spending

7 Tips To Increase Your Credit Score

Having a high credit score can mean the difference of thousands of dollars of saved interest expense compared to others with a lower score. For example, if you improve credit score results from the credit bureaus, just a few points that increase your credit score can make huge difference in the interest rate you will pay for a home purchase. It pays to increase your credit score!

Are You Living Beyond Your Means?

How easy is it to get into debt these days? Too easy. But how can you tell how much debt is too much and what can you do about it? Well if you’ve got money problems, here’s the answer. Just take the simple test to see if you’ve got a debt problem and then read the answer for what to do about it.

9 Places You Can Save Money For Your Family

Most families are spending more and more money every year (and not just because the cost of living rose) while also saving less and less. One reason is that few household managers spend much time reviewing expenses and expenditures to find ways they can save money. However almost every family has places where costs can be cut and pennies can be pinched — and if those freed up funds are then used to pay down debt and save for the future it could have a dramatic impact on thei…

Do You Have Financial Phobia?

More and more people are suffering from a fear of personal finance, which can have a devastating effect on their lives. What is financial phobia, and what causes it?

Financial Mistakes To Learn From

In this day and age, there really shouldn’t be any reason to make certain financial mistakes. Do a search of the internet and you will find that there are thousands of articles out there that warn you of the pitfalls of certain choices. Advice for living a financially stable life is everywhere. What are you waiting for?

Learn to Bargain

Most people get a little shy when it comes to bargaining for a good price on something. Those that are good at it get great deals on everything and save tons of money in the process.

Asking for a lot of money

Most people dream of making a lot of money. Few actually get there–and more often than not, it’s because they themselves don’t believe that they’re worth it, so they never ask.

This article begins with a discussion on defining “a lot” of money and ends with a story detailing one person known to the author who went from a salary of $40,000 to $115,000 in four years.

Action Plan: How to power down your debt NOW

It will take you on average between 25 to 30 years to pay off your credit card at the minimal amount. This will not do.

10 Easy Steps To Organize Your Business Finances

Follow these 10 easy steps to reduce the stress of business money matters.

The Importance Of Empathy And Listening In Investing Relationships

Empathy is listening and questioning skills. If I find myself in a meeting where I’m viewed as just a money provider, I’m not interested in…

Online Business Takeaway: Dare To Be Different!

Adding value to your site, service, or product is one of the most over looked and under rated strategies for improving your internet business.

Crazy Money Making Ideas

Here are some of the wilder money making ideas that came out of my last brainstorming session. Cabin rentals in the air and more…

Tax Plan Spurs Deal Making: Beware This Could Affect Your Financial Health

This could affect your financial health. Today’s Wall Street Journal headline is another reminder of how bad the Washington dynamics have gotten. Like a bunch of sharks in a feeding frenzy, there is a “scramble by lawmakers and industry lobbyists to get favored provisions into the bill.” Whatever the outcome, you are witnessing the world […]

Advice About Setting Up Your Own Business

Are you thinking about setting up your own business? Have you an idea for a new business but are unsure about how to proceed? If you have answered yes to either of these questions, this article could be of benefit to you. I am going to write about how to plan and create a successful small business.

Making Free Money Forever The Opposite Way

“The gratification of wealth is not found in mere possession or in lavish expenditures, but in its wise application.” ~ Miguel de Cervantes

Your first instinct is to get the money as quickly as possible.

The Irony Of Business And Life

The irony of business and life is that instant gratification or going for the money upfront often gives you the opposite – no money, or some money. Rarely, do you get or make the most money.

How To Raise Money

I will be sharing my 7 Step System and other models and frameworks that will structure, organize, integrate and give you the specific steps that ties up all these ways to get the money online and offline. Whether you are a consultant, small or large business, author, speaker, executive, manager, professional or entrepreneur, you will be shown what I and the very best do to get the money online and offline.

Steps to Getting Small Business Financing: The Top 6 Mistakes

The odds that a small business starting today will still be operating five years from now are less than 20%. This can be very discouraging, but to fit within the successful percentage, you must avoid the top six mistakes of getting small business financing…

Tips for Using Retirement Funds to Inject Capital into Your Business

Money from a well designed retirement plan can be used to finance business start-up costs, purchase an existing business or even purchase a franchise. For the process to work, you must roll over funds from your existing retirement plan into a new plan for yourself and the new employees of your company. When done in accordance with the Internal Revenue Code, participants will be permitted to invest in…

Steps to Get Small Business Loans, SBA-Backed Loans, and Micro loans

Micro loans range from between $5,000 to $35,000, money that is to be used for any business purposes. There may be slightly different criteria between different lenders, but here are six general tips for getting small business loans, SBA-backed loans, and micro loans…

Tips for Choosing the Right Bank for Your Business’ Financial Goals

Businesses have different financial needs than individuals and a good bank for individual banking may not be the best for business banking. Here are six tips for choosing the right bank for your business’ financial goals…

Sectors Venture Capitalists are Still Investing In

Big pay days are remaining elusive for now, but investors in the beginning stages are still putting their money out there. Venture capitalists take a company public or sell them to other companies and reap the financial rewards. Despite the anemic demand for IPOs, there are six sectors that ventures capitalists are still investing in…

The Money Never Sleeps: Wall Street Monopoly

True financial success is where money never sleeps but works for you 24/7/365 year in and year out.

Fortunes are made when money compounds. For example, many people offered 1 million dollars today or the sum of a penny doubling every day for just 30 days would take the million dollars and run. Right move?…

Steps to maximize the cash flow of your business

Starting your own business during these rough economic waters means you need to make every penny count. Maximizing your cash flow can mean the difference between being in business and not being in business. Cash flow is…

Online Trading Sent Via Blackberry by AT&T

For those involved in the financial sector, the ability to perform online trading sent via a Blackberry by AT&T provides an opportunity to stay ahead of the game in terms of investment management on the go. For those new to wireless trading, the follow tips to online trading sent via Blackberry by AT&T are intended to…

Steps to Raise Capital for a Start Up

Most businesses start with primary funding supplied by the business owner, although many still need additional capital to get through the first two years or so, until the business starts to make a profit. The following ways to raise capital for a start up should help give a potential new business owner…

Steps to financial planning on a part-time job or gig job

As jobs continue to become a commodity, many people will be forced to survive in this tough climate of stagflation and cutthroat competition with only part-time jobs or even gig jobs (jobs that are temporary with no work in between). If you find that you are in this category, you may find the following tips helpful as you…

Trends in offline advertising for a business

The reality in today’s market is that customers buy what they need and can relate to. Hence offline advertising still has its place in the ad world as it is still a proven means to get customers. Let’s look at five trends.

Seminar Success – “Back End Profit Strategies”

Dustin Mathews www.SpeakingEmpire.com Simply put, the money is in the back end. All the webinars you’ve lined up…and the gigs you’ve arranged are vital but the real action happens at events where the big ticket items are offered. You must focus every resource in creating the ultimate experience for the customer to get them to […]

Why You Should Get Started With Mini Forex Trading

If you are new to the world to currency trading and aren’t ready for a full time Forex trading account find out why you should get started with a Mini Forex Trading account. With just a couple of hundred dollars you can set up a Mini Forex Trading account and enjoy many of the same privileges that a full account enjoys.

A normal Forex account requires you to put a minimum of $2500 into the account and for many that’s far more than they have to play with or want to play wit…

Your Very Own All-in-one Bank Account

Opening that first bank account is really something else. Few things can compare to the thrill of getting that first passbook. Many of you will agree that it probably marked your independence as well as opened your eyes to financial freedom. Most often, people are in the habit of opening bank accounts in those banks which have been doing business with their parents for years.

No worries there, if they are satisfied with the services of their choice of financial institutio…

The top 5 most profitable collectibles of 2010

The following is a list of the five most profitable collectibles of all time per Antiques magazine, a survey conducted by auction site E-bay, and amazon.com. Take a look.

Steps to convincing angel investors to invest in your business

Given the tough competition out there are many other business owners are vying for angel funds also, you need a game plan. The following are excellent steps to take when convincing an angel investor to invest in your company.

Steps to implementing the new international financial reporting standards

Change has come to your business, especially the way you report your financial statements. The Securities and Exchange Commission (SEC), the International Accounting Standards Board, and the Financial Accounting Standards Board have made recent changes to the way public and some private companies must adhere to financial reporting standards. As a rememdy to the recent financial meltdown…

Increase your business sales through solid copywriting

Although copywriters are still having success with using ad copy to lure naive minds to products, the number of customers are actually shrinking due to the dire economy and due to the weariness of jaded consumers. Despite this reality, you can still get good sales results using ad copy or basic copywriting techniques. You simply need to be able to cut through the marketing noise and touch the hearts of frugal consumers. Here’s how.

Steps to determine the impact the soaring national deficit will have on your business

With an increasing national debt and commercial banks being unable to give out small business loans, which is the lifeline for nearly all businesses, the US economy at the time of this writing is at a standstill. While there is no easy solution to reverse this economic trend, for right now you need to be aware of the implications a growing deficit will have on your business.

What Newbies Need To Know About Using Pay Per Click Ads To Generate Traffic

You can have the best looking web site in the world promoting a fantastic product, but if your potential customers don’t know about it, you won’t get any traffic or sales. This is the single biggest problem facing all internet marketers. This is especially so for newbies who frequently get discouraged and give up their attempts to make money online.

Without A Penny This Weekend? Get Bad Credit Payday Loans

If your lavish spending habits have acquired you a bad credit, get rid of it immediately. Opt for bad credit payday loans and get a solution to your financial crunch. Read the article and find out what bad credit payday loans have special for those who have an adverse credit history.

Steps to small business tax info entrepreneurs should know when starting up

Many business owners often plan marketing strategies, location, demographics, and other key business functions, but neglect to carefully review taxation issues upon their business inception. Failure to do so has caused many business owners to pay more in taxes than necessary or not pay enough taxes that

Steps to keep a bridge capital loan from ruining your credit

Bridge capital loan is a short-term loan put in use for the time till a person or company has been able to secure enduring financing or removes debt. A bridge loan allows the customer for meeting current liabilities through provision of instant cash flow. The loans are short-term with

Steps to the top home based businesses of 2011

In fact, starting a business can create a new job for you and give you solid earning potential. The following are great easy to start businesses that only require flier distribution or other simple marketing tactics. Take a look.

Why Are Affiliate Sales Recommended For Newbies?

Why Are Affiliate Sales Recommended For Newbies?

Firstly, don’t think that affiliate sales are only suitable for beginners! It is one of the most popular and profitable marketing techniques that is used by nearly all the major internet marketers.

Steps to Select the Best Foreign Investment Bank

There several criteria are on how to select the best foreign investment banks. Many industry experts, will always have an idea if the best way to select the best foreign investment banks sometimes this can be in a series of used a series of complex standards involving the size of the bank, the geographical

Steps to buying a Hotel

The following steps can be followed if you choose to buy your own hotel. Whether it be a restaurant hotel or a guest house or just tourist service hotels with functionalities of bed and breakfast.

Steps to Determine the Value of Your Collectibles

The collectible industry is small, but profitable. Collectibles include rare antiques, and coins, comics, stamps, and antique furniture. To determine collectibles value depends on the the following five ways described here below.

Steps to the Best Brokerages in the USA

If you want to find a brokerage that you can rely on in these rough financial times, then the following are your best bet for any return on your money.

Steps to determining the best way to maximize a college degree

The recent economic downturn has many wondering how to maximize the value of a college degree. If you wonder how can it help you in the future, the read on.

Steps to entering the property management field

then read on because the following is a simple step by step instruction guide to get you stsrted. Property management has been deemed one of the top career choices by Money magazine and by the National Association of Realtors.

Steps to seeking angel capital

Venture capitalists will not touch any business that does not yield at least $19 million and have growth rates of 25% over a three year stretch. So what is a small business owner to do? Turn to angel capital or angel investors.

Angel capital is an equity arrangement where you are

Steps to avoid invention company scams

Every year hundred of promising inventors are scammed out of their life savings according to Invention magazine because inventors do not look at the following list of precautions before spending their hard earned dollars on a dream. Take a look.

Mobile technology for the charitable organization: how to give while on the go

Most people do not associate mobile technology with charities – but they are wrong to do so. What follows below are a few simple steps that people should follow when making a text-based donation. If you keep these steps in mind, one thing you will immediately notice is

What do donors look for when determining which organizations receive their money and which ones do not?

n the next few paragraphs, we are going to highlight some of the things that people look for, above all else, when they are contemplating giving money to someone. These considerations should be paramount when you are going about the challenging task of setting up an organization that will attract the kinds of donors that you need and want as you press ahead with advancing your cause.

What skills do you need to be an investment banker?

Not everyone is cut out for life as a business owner; however, such people may still have an entrepreneurial bent and may want to test the waters in a tough, challenging field that brings out the best in them. With that in mind, here is an article directed to investment banking – a field of endeavor that is much-maligned but that is a profession that serves the value social utility of directing money to companies to great ideas that help all of us in the end.

Can You Still Grocery Shop On A Budget?

When you go grocery shopping, do you find yourself coming home with more than you went out for, a receipt a mile long, and the wallet a little lighter? While it’s not necessary to be the Martha Stewart of shopping, there are some things you can do to reduce the time and money you spend at the grocery store.

1) Plan your menu a month ahead. Stick with nutritional meals with lots of grains and vegetables—theses can be found for relatively inexpensive prices.

2) Be specifi…

8 Danger Signals to foretell you are on the debt road

Debt consolidation is a major concern throughout the world. There are many things that one needs to watch for to avoid this malady and this stands true for all types of people. The article will try to highlight a few danger signals which can foretell that you are on the debt road – so you can recognize them and straighten things out.

15 Ways Average Person Can Overcome Increasing And Overwhelming Debt

Before sharing these recommendations, I suggest that you have a way of tracking your expenses. This will give you a clear picture of what you spend daily, weekly and/or monthly and aid you in reducing expenses where needed.

1) Accept the fact you are in debt and forgive yourself. If you are in denial, you are more likely to repeat the pattern.

2) Reduce monthly expenditures. For example, once the price of gas increased, our monthly gas costs went from roughly $200 to …

Steps to Bridge capital investor’s precautions to inspect property of investee

Bridge capital is helpful to anyone looking for a short-term loan while they renovate their property or prepare to sell it. however, like with all other types of loans, caution is key. Many investors and investees were taken in the recent credit meltdown because each did not

Steps to the Best Investment Banks in the World (for your business)

If you want to seek the guidance of an investment bank there are different criteria that you need to look at. These factors include the amount and size of business deals for both small and large firms, the market share of the investment bank, the type of service and advise provided, the capacity to help structure a business, ability to maneuver different market conditions, the

10 Easy Tips To Save Money On Your Home Heating Bills

With energy costs higher than they have ever been in recent history, it pays to find ways to reduce your home heating costs. I put together some tips that are easy, cost effective and will all add up to reduce your home heating bills by a significant amount! You don’t need to be Bob Villa either. Some take just a minute or two. Even small changes will add up to big savings over the course of this cold winter!

Here are the 10 tips that I have personally used to save on my h…

3 Things To Look For In A Home Purchase Lender Online

If you’re ready to buy a new house, you’re going to need a Home Purchase lender. And finding one online is convenient and simple! However, there are a few things you should look out for to ensure that your lender has your interests–and not his–as his top priority.

Make sure your lender offers options

There are a lot of options other than the traditional 30-year fixed rate mortgage. Depending on your needs and personal situation, an Adjustable Rate Mortgage (ARM) or In…

5 Tips For Successful Trading

It is the focus of this article to give you direction on what areas to focus your efforts into in order to improve and trade successfully.

Steps to Obtain Funding from an Investment Bank

Are you in need of funding? Have you ever considered an investment bank versus a traditional bank? if so, you are not alone. The small Business Association has noted that nearly 45% of small business owners are now turning to invesntment banks as a source of funding. And with good reason. Investment banks do a lot more than

Steps to obtaining bridge capital for your real estate ventures

Bridge capital, or commonly known as a bridge loan, is simply a short-term loan granted to help you close a real estate deal when you are unable to get regular long-term financing. The loan can help you improve your credit score and also let you make the needed improvement to the real estate to make a sale or obtain further funding. Bridge loans are repaid when

Entrepreneurial Leverage™: The Secret Factor That Underlies All Achievement, Wealth and Fortune

There is a formula to amassing great wealth that can be learned and put into action immediately. Throughout the ages to the present, the greatest minds and the greatest wealth builders have used a secret factor called Entrepreneurial Leverage. Leverage is: less is more. Leverage can also be defined as

Online Businesses – 5 Big Internet Business Lies

Do you know why some people can really make money online and why some people just keeps on failing? It is because successful people don’t trust all the Internet lies and only a really smart people can make serious income on the Internet.

Why is the 2/1 buy-down the best real estate financing plan out there?

Real estate financing is the one of the most challenging and important things that anyone can involve him or herself with; make a bad choice, and you could pay a very hefty price, indeed. Happily, there are ways of navigating through the morass, and one simple approach – the

What steps or considerations should you bear in mind when considering the use of leveraging as part of your business investments?

When you leverage your money, you must realize that you are amplifying the risks that you assume as an investor; you are borrowing more to invest more on the grounds that doing so will lead to greater gain in the future. However, there are plenty of dangers to following this course and that is why

What skills should a business look for in an investment broker with whom it is considering doing business?

When looking at investing, any person who is interested in making your money work for you needs the right investment banker. Clearly, this is a very technical area of expertise and what we want to do is to outline some basic characteristics that an investor can spot when looking to do business with an investment […]

How do I select the right financial planner or advisor for me?

Since it’s unavoidable, selecting a financial planner is critical to long-tem success. Given that, below are three items that a business entrepreneur should bear in mind when looking for the financial planner or advisor that is right for them. Just as in life as a whole, if you want success, it never hurts to surround yourself with the right people.

Steps to managing the global financial crisis

The 2007-2009 global financial crisis has hit home for millions of people across the globe. Many small businesses have closed due to lack of cash flow and an insufficient demand for their products. Even larger companies are facing financial problems. Take Dave & Buster, Home Depot, and even iTunes has reported sluggish below average sales of music downloads

Entrepreneurial Leverage: The Mega Millionaire’s Secret to Making Lots of Money

Why are Mega Millionaires Buffett, Gates, Jobs, Welch, Lynch, Trump, Oprah, Branson at the top of the moneymaking and wealth lists year after year in a very competitive world?

The Answer: Like Rockefeller, Vanderbilt, Edison, Ford, Carnegie, and numerous others like Moses, Christ, Mohammed, Buddha, Lao Tse and Confucius, today’s Mega Millionaires all use a similar approach to achievement and success called Entrepreneurial Leverage.

All About Revenue and Receivables

In most businesses, what drives the balance sheet are sales and expenses. In other words, they cause the assets and liabilities in a business.

Checklist Before Starting a Home Based Business

There are a few items that you should have on your checklist before starting your home based business.

7 Quick Cash Fixes To Recover From A Money Emergency

When you are desperate to raise emergency funds, it usually doesn’t take very long for you to realize who really cares about you, who is truly a friend … be they family or not.

Here are a few emergency budgeting tips:

Budgeting Tip #1: The first thing you want to do is prioritize to get back on track very quickly. If that means letting your credit card bill go for a bit, so be it. As soon as you realize that you have a money emergency, contact your credit card issue…

Capital And Its Reward

Finance, in the sense in which it will be used in this article, means the machinery of money dealing.

“Online Credit Card Usage” – Convenience At Its Best

Commerce and technology, combined as a one package – this is what online credit cards are. With the advent of internet, the knowledge and communication barriers were broken. Also, with internet, came the concept of e-shops or virtual shops that existed only on the internet. You could shop at these shops by making use of their online credit card payment-acceptance ability. Once the online credit card payments were verified and approved, the goods got delivered to your door. Th…

3 Pitfalls to Avoid When Playing in the Real Estate Game

Don’t rush blindly towards real estate investing. Here are 3 big pitfalls to avoid.


Roger Due

Investing in Your Destiny® & Coaching Program - Wealth Building Summit Dallas, Texas

My name is Roger Due and I am from Albuquerque, New Mexico and I am the owner of the Monsano software company. This has been an absolutely fantastic conference. This is the best I have ever been to.